News
HDFC cuts home loan rate
India’s largest house loan provider (HDFC) Limited has brought down its lending rate by 20 basis points with effect from April 13. Following the reduction the bank will extend loans at 9.9 per cent which is lower than what is being charged by SBI (State Bank of India).
The reduction in interest rates will bring down the equated monthly installment on a Rs 50 lakh loan (20 year tenure) by Rs 663. The equated monthly installment on the loan which was Rs 48583 under the earlier rate will come down to Rs 47,920.
The revised rate would be applicable for both new and existing customers. EMIs or equated monthly instalments are set to come down as a result of this reduction.
The HDFC rate cut comes in the wake of several big banks like SBI, ICICI Bank, Axis, and HDFC Bank cutting their base rates or the minimum lending rate.
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