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ICICI Home Finance loan for customers in the informal sector

Apna Ghar

ICICI Home Finance has launched a new micro home loan ‘Apna Ghar Dreamz’, for skilled professionals.

The beneficiaries include carpenters, plumbers, electricians and tailors, painter, welders, auto mechanic, manufacturing machine (Example Lathe, CNC) operator, laptop, computer, RO repair technician, as well as small and medium business owners, grocery store owners in the city.

The loan amount offered ranges from Rs 2 lakh to Rs 50 lakh.

Apna Ghar Dreamz’ home loan is targeted at the informal segment of the population who wishes to purchase their own home, but may not have all documents that a formal financial institution would require.

Customers seeking to avail of the loan need only provide details of their PAN card, Aadhar card, bank statement proof of past six months and a minimum account balance of Rs 1,500 for loan up to 5 lakh and Rs 3,000 for loan above 5 lakh.


Anirudh Kamani, MD & CEO, ICICI Home Finance Company Limited, said, “At ICICIAmit Kumani Home Finance, we aim to offer loans to the hard-working professionals in the informal sector of the economy and local business people to fulfill their dream of owning their ‘Apna Ghar’. Since our branch employees are local residents with an understanding of the regional economy, our in-house legal and technical experts assist in processing home loans applications in a quick and hassle free manner with minimal documentation.”